KlinDeck
Insights
Financial and operational resources for clinic owners and healthcare operators.
159 articles
Practice Management Software for Chiropractors: What It Costs at Real Visit Volume
Almost every "best chiropractic software" list is published by a company selling chiropractic software. This one is not a ranking. It sets out the three variables that decide the platform question for a chiropractic clinic, and shows where the advertised...
How to Think About Refinancing a Clinic Loan
Refinancing gets discussed in two circumstances: when interest rates move down, and when a practice has grown enough that it deserves better terms than it got at startup. Both can...
Practice ValueWhat Practice Valuation Multiples Actually Mean for Independent Operators
The EBITDA multiple gets treated as a transaction-day concern — a number that matters when you're selling. In practice, it's a useful lens on the value of every operational decision...
Property & LeaseHow Leasehold Improvements Work — Financing, Depreciation, and What to Push For in the Lease
Leasehold improvements sit at an uncomfortable intersection for clinic operators: they're usually the largest startup cost, they have limited collateral value from a lender's perspective, and they're also what makes...
Starting a ClinicWhat the Profitability Model Looks Like for a New Clinic in Year One
Year one clinic financial projections often show a trajectory from negative to positive — a loss in the early months, a break-even point somewhere in the middle, and modest profitability...
Starting a ClinicHow Medical Spa Clinics Are Structured Financially
Medical aesthetics is one of the fastest-growing segments of the North American healthcare services market by most published measures. It's also one of the most financially distinct — with a...
Benchmarks & MarginsWhat Healthy Margins Look Like for a Dental Practice
Two dental practices can generate the same gross revenue and produce very different net incomes. Understanding why that happens — and what specific overhead variables create the spread — is...
Practice ValueThe Real Cost of Opening a Dental Practice in Canada
Opening a dental practice in Canada is a capital-intensive project by almost any measure. The equipment requirements are more complex than most healthcare specialties. The fit-out requirements — operatory plumbing,...
Benchmarks & MarginsWhat Healthy Margins Look Like for a Physiotherapy or Physical Therapy Practice
The question of whether a physiotherapy or physical therapy practice is financially healthy has a specific, measurable answer — but it depends heavily on which inputs you're comparing and which...
Financing & CapitalHow SBA 7(a) and SBA 504 Work for US Clinic Operators
SBA financing is referenced constantly in US small business lending conversations — and consistently misunderstood. The SBA doesn't lend money. It guarantees loans made by participating private lenders. Understanding that...