Built for the business of running a clinic
The tools and systems
independent clinic operators need
Calibrated by specialty, free to use, and built to work together.
Free planning tools
US & Canadian models
12 clinic specialties
No account required
Free to use
BDC / CSBFP / SBA aware
Published M&A valuation data
Separate US & CA models
Start Here
Where Are You in Your Journey?
Every tool on this platform connects to the next. Choose your situation and we'll route you to the right starting point — whether you're planning your first clinic or preparing to sell your tenth.
Stage 1
Just Starting Out
You have a specialty, a market, and a plan. Before you sign anything — understand what it actually costs, how to structure the capital, and whether the numbers work.
Startup Cost Estimator
Capital Structure Tool
Profitability Calculator
Stage 2
Up and Running
You're open. Now the question is whether your numbers are where they should be — and what the benchmarks suggest about where to look. Benchmark your margins, stress-test your profitability, or find out if your debt is costing you more than it should.
Performance Benchmarks
Profitability Calculator
Loan Refinancing Calculator
Stage 3
Ready to Grow
Hiring an associate, expanding your space, or opening a second location. Run the numbers on the next move before you commit to it.
Associate Economics Calculator
Startup Cost Estimator
Capital Structure Tool
Stage 4
Thinking About What It's Worth
Whether you're planning to sell, considering an acquisition, or just want to understand the value of what you've built — build a clearer picture before any conversation starts.
Practice Valuation Reference
Performance Benchmarks
Transition Planning Resources (coming)
How It Works
Model. Benchmark. Clarify.
Independent operators deserve the same quality of financial analysis that well-resourced groups take for granted. These tools bring that standard to every clinic — regardless of size.
01 — Model
Build the Picture Before You Commit
Startup costs, capital structure, operating viability — modelled together before you sign anything. The goal isn't to replace your accountant or advisor. It's to walk into that conversation already knowing your numbers.
Startup cost by specialty and market
Operating model at multiple capacity levels
Four capital stack scenarios compared
Equity injection and debt service analysis
BDC, CSBFP, and SBA financing snapshots
02 — Benchmark
Understand What Good Looks Like
Published benchmarks for 13 specialties — what healthy margins look like, what revenue per visit is typical, what your practice might be worth. Context for the numbers you're already living with.
Published benchmarks for 13 specialties
US and Canadian market data — not conversions
Enter your own numbers to compare
Practice value multiples by tier — floor, mid, premium
Implied valuation range from your figures
03 — Clarify
Walk Into Every Conversation Prepared
The tools don't replace your accountant or your judgment. The goal is to help you arrive at those conversations with a clearer picture of your numbers and better questions to bring.
Refinancing breakeven and scenario analysis
Practice valuation reference range
Performance vs. published industry benchmarks
Transition Planning Resources — coming soon
13
Clinic specialties covered — physiotherapy, chiropractic, dental, orthodontics, dental specialists, general medical, med spa, mental health, rehab, podiatry, optometry, audiology
US+CA
Fully separate US and Canadian cost models — province-specific pricing, BDC/CSBFP and SBA financing references
6
Connected tools — startup cost modelling through capital structure, profitability, benchmarks, refinancing, and practice valuation
$0
Cost to run any tool — all calculators free to use, full reports unlocked after email, no account required
The Platform
Tools That Connect, Not Just Calculate
Six tools shown below — the platform includes more, including a Commercial Buy vs. Lease Calculator for operators evaluating a property decision. Run the core tools in sequence and you build a connected set of planning inputs before making any significant commitment.
Free
Clinic Cost Estimator
"What might it cost to open — based on my specialty and market?"
Startup cost range by specialty and market. Phase-by-phase breakdown, equity injection analysis, and BDC / CSBFP / SBA financing snapshot. Separate US and Canadian models.
Open estimator
Free
Profitability Calculator
"Will I actually make money after debt service?"
Operating model at three capacity scenarios. Owner take-home after all obligations — not just after operating expenses. Break-even visits per day, risk flags.
Model profitability
Free
Capital Structure Tool
"Buy, finance, or lease — and which structure is right for my clinic?"
Four capital stack scenarios compared side-by-side. Monthly obligation, 5-year cost, and a scenario comparison with context and rationale on each approach.
Analyse capital structure
No Gate
Performance Benchmarks
"How do my numbers compare against published benchmarks for my specialty?"
Published industry benchmarks for 13 specialties. Revenue per visit, margins, overhead ratios. Enter your numbers and see how they compare. EBITDA valuation multiples with live implied value calculator.
View benchmarks
Free
Refinancing Calculator
"Is now the right time to refinance my clinic loan?"
Scenario analysis with plain-language context. Monthly savings estimate, breakeven on refi costs, total interest comparison, year-by-year chart. BDC and CSBFP aware.
Model refinancing
Free
Valuation Reference
"What might my practice be worth — based on published transaction data for my specialty?"
Educational reference based on published practice sale data. Enter your annual earnings and practice profile — see an implied value range and the specific factors that move it up or down.
Reference valuation
From the KlinDeck Blog
For the Part of the Job Nobody Trained You For
Most healthcare professionals spend years learning their craft — and very little time learning the business side of running a practice. These posts cover the financial and operational questions independent clinic owners actually ask.
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How to Read a Commercial Loan Offer — What the Terms Actually Mean
A commercial loan offer contains several terms that materially affect the total cost of borrowing — some obvious, some less so. Here's wh...
May 01, 2026
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Patient Acquisition Economics in Medical Aesthetic Practice
Medical aesthetic practice is largely a marketing business with embedded clinical services. How customer acquisition cost, lifetime patie...
Apr 30, 2026
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The Financial Structure of an Independent Medical Aesthetic Practice
Medical aesthetic practices operate as consumer marketing businesses with embedded clinical services. What it costs to start, how the cas...
Apr 30, 2026
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Get Started
Start with the
Cost Estimator
Free, takes about three minutes, and gives you a startup cost range, complexity rating, and break-even analysis before you enter your email. The full financial picture — equipment, fit-out, working capital, and financing — calibrated for your specialty and market.